Need Financing
Perfect Credit Not Required!
- No credit needed.
- Quick application process.
- The application does not affect your credit score.
- 100-Day option with no interest.
- High-interest rates and fees may apply.
Terms & Conditions
Big purchase or unplanned expense? Snap Finance can help.
Snap offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is easy, and you’ll find out in seconds if you’ve been approved.
To apply, you’ll need to:
- Be of legal age to enter into a contract
- Have a steady monthly income
- Have an active checking account
- Provide a valid email address and phone number
That’s it! You can apply online or we can help you in-store. Snap offers flexible payment options that fit your pay schedule, so it’s convenient too! With approvals up to $5,000 – get what you need today with Snap!
Pay Over 90 Days – No Interest
- Approves Upto $5000
- 90-Day Purchase Option
- Set up easy, automatic payments.
Terms & Conditions
Get what you desire now and pay over time.*
How it works:
Applying is simple, quick, and secure!
- Complete a secure online application
- Receive an instant decision upon submission.
Acima - Lease To Own "Financing"
Acima provides a lease-to-own solution for consumers with less-than-perfect credit. You apply online to get an instant approval, then shop for your desired item at a partner retailer. Acima purchases the item and leases it to you, and you make regular payments until you complete the lease and own the product. A key feature is the “90-day early purchase option,” which allows you to pay off the item early to avoid high long-term costs and fees.
Terms & Conditions
90-Day Early Purchase Option: Like the other services, Acima offers a key “early purchase option.” If you pay off the full “Acima Cash Price” of the item within 90 days (the specific terms can vary), you can save a significant amount of money and avoid high long-term costs.
High Costs After 90 Days: If you do not exercise the 90-day purchase option, the cost of the lease can be very high. You will be on a longer-term lease agreement (often 12, 18, or 24 months), and the total amount you pay can be more than double the original cash price of the item.
Eligibility Requirements: To be approved, you generally need:
An active checking account that has been open for a certain period of time (e.g., 90 days).
A steady source of income (e.g., a minimum monthly income of $750 to $1,000).
A government-issued photo ID and a Social Security number or ITIN.
